Invest

Ways to deploy capital on the Florida coast.

Every engagement starts with your criteria and an underwriting model you can audit. Search is curated with you, deal by deal. No portal to register for.

01 · Short-term rental

30A, Destin, Panama City Beach.

Underwritten on gross annual revenue potential — not ADR, which swings too much in seasonal markets — plus occupancy, cleaning and platform costs, and the ordinance for the exact parcel.

  • Break-even occupancy
  • Insurance by wind and flood zone
  • HOA minimum-stay covenants

02 · Long-term and multifamily

Niceville, Crestview, Tampa, St. Pete.

DSCR, cash-on-cash and per-door operating cost, priced from local knowledge and what these properties actually cost to run.

  • Rent roll and vacancy audit
  • Reserve study and assessments
  • We'll help you build your local team

03 · Mobile home and RV parks

Pad rent, occupancy, infrastructure.

Underwritten on pad-rent economics, occupancy and turnover, and what the roads, water, sewer and electric actually cost to keep running. Park-owned homes and tenant-owned homes are different businesses, and the model treats them that way. Few agents in either market underwrite these at all; Roar owns and operates them.

  • Park-owned versus tenant-owned homes
  • Utility and infrastructure exposure
  • Occupancy and turnover history

How an engagement runs.

  1. 01

    Strategy call

    Thirty minutes. Capital, target return, hold period, entity structure.

  2. 02

    Criteria and model

    A written buy box and a shared underwriting model with your assumptions.

  3. 03

    Curated deal flow

    On- and off-market, through a wide network of investors looking to buy and sell. Each one comes with numbers attached.

  4. 04

    Acquire, operate, exit

    Closing, a local team to run it, and a planned exit — from one relationship.

Book a strategy call Run the numbers Team Roar · brokered by eXp Realty LLC

From investor clients.

150 reviews · 5.0 · Google and Zillow

Absolutely fantastic experience working with Matt and Kyle at eXp Realty. They are true professionals and an incredible resource throughout the entire process. Their communication, responsiveness, and attention to detail were outstanding from start to finish.

They know the Florida market inside and out, understand how to navigate deals efficiently, and consistently go above and beyond to get things done the right way. Buying real estate can be stressful, but having them in my corner gave me total confidence every step of the way.

I genuinely would not buy another property in Florida without them by my side. Highly recommend!

NameJohn
TransactionBought a single family home
CityDestin, FL
Year2026

Matt and Kyle were fantastic to work with throughout the purchase of my Florida investment property. Since I wasn't able to be there in person, I relied on their expertise and guidance, and they made the entire process smooth and stress-free. They are professional, knowledgeable, trustworthy, and incredibly responsive. They kept me informed every step of the way and were always available to answer my questions. Their network of trusted local professionals was also a huge advantage—every referral they provided was excellent and helped make the transaction seamless. If you're looking for a real estate team that is experienced, dependable, and truly committed to their clients, I highly recommend Matt and Kyle. I look forward to working with them again on future investments.

NameTammy
TransactionBought a single family investment property
CityBradenton, FL
Year2026

In a world where the standard is to over promise and under deliver, Matt Gardner far exceeded my expectations. Having a businessman meet my expectations is rare, having one exceed my expectations is virtually unheard of. Matt is committed to excellence in all that he does. I just finished purchasing a condo in Miramar Beach and beginning the process of renting it out along with my wife, son and daughter-in-law. This was a first for us and we had many questions about how to accomplish our goal. Matt patiently listened to all of our questions and he provided sage guidance and helpful options throughout the entire process. Since we live out of town Matt assisted us with finding lenders, an insurance agent, an attorney and a closing agent in the local area.

NameKen
TransactionBought a condo, from out of town
CityMiramar Beach, FL